Terms of Service

Company Identity and Acceptance

These Terms of Service govern your use of FlowCast AI (FlowCast AI Financial Technologies Limited) and its services. By accessing and using our website, you agree to be bound by these terms and all applicable laws and regulations. If you do not agree with any part of these terms, you may not use our services. We reserve the right to modify these terms at any time, and your continued use of our services constitutes acceptance of any changes.

Scope of Services

We provide neural network-driven cash flow prediction services designed specifically for Toronto corporate treasury teams. Our AI-powered forecasting platform leverages advanced machine learning algorithms to deliver accurate financial projections and scenario analysis. Our services include real-time cash position monitoring, predictive analytics for working capital management, and comprehensive treasury dashboards tailored to corporate financial operations. These services are intended for qualified corporate clients managing treasury functions in Canada.

User Obligations

As a user of our services, you agree to:

• Provide accurate and complete information during registration and account setup
• Maintain the confidentiality of your account credentials and authentication information
• Use our services only for legitimate business purposes and in compliance with all applicable laws
• Not attempt to gain unauthorized access to our systems or interfere with service operations
• Not reproduce, distribute, or transmit any content without explicit written permission
• Notify us immediately of any unauthorized access or security breaches involving your account

Intellectual Property Rights

All content, features, and functionality of our services, including but not limited to software, algorithms, designs, and materials, are owned by us or our licensors and are protected by international copyright, trademark, and intellectual property laws. Your use of our services grants you a limited, non-exclusive, non-transferable license to access and use our platform for authorized business purposes only. You may not modify, reproduce, or create derivative works based on our intellectual property without explicit written consent.

Limitations of Liability

Our services are provided on an "as-is" and "as-available" basis. We make no warranties, express or implied, regarding the accuracy, completeness, or reliability of our forecasting predictions. Financial projections generated by our AI models are estimates based on historical data and current market conditions, and actual results may differ materially. We shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our services, including loss of profits or business interruption.

Termination of Services

We reserve the right to suspend or terminate your access to our services at any time, with or without cause, and with or without notice. Grounds for termination include violation of these terms, non-payment of fees, or use of services in breach of applicable law. Upon termination, your right to use our services ceases immediately, and we may delete or archive your account data in accordance with our data retention policies. You remain responsible for all charges incurred up to the date of termination.

Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in Toronto, Ontario for resolution of any disputes arising from or related to these terms or your use of our services. Any legal action or proceeding must be initiated within one year of the date the cause of action arose.